Every area of the world has been affected by the latest recession. All companies have reduced Working Capital and are forced to do more with less. While this will make the surviving companies stronger, it will also make them wiser. There have been many companies move away from a traditional bank loan for their operations Cash Flow needs because taking on more debt is not the best idea in to many business owners.Recently a Pennsylvania USA Distribution Company was blessed by winning a major contract with a National Food store chain. Problem was, the terms to the account meant that they would have to pay their suppliers before they received payment from their new customer. Accounts Receivable Financing was an excellent alternative for this company.This is becoming more and more common in every industry in that the great news of winning a new customer is soured by the fact that you do not have the Working Capital to process the orders.Accounts Receivable Financing is the ideal Commercial Financing vehicle for this issue. When your Commercial Finance Broker sets up an Accounts Receivable Financing facility for your company you will be able to take advances on your new invoices within 24 to 48 hours of you creating a new invoice. These advances can be used to pay what ever your business needs to pay – rent, suppliers, payroll, and taxeswhatever you choose.Over the years, many people considered that Accounts Receivable Financing was only for companies that were in financial trouble. Although this may be the case sometimes, it is more often used for businesses that have outgrown their bank line or just simply have a need for more Cashflow due to increased sales and timing issues between suppliers and customers. As in the example above, when you have to pay for supplies before you can collect from your customers, you need to increase your cashflow. Accounts Receivable Financing can do this.If you take a good look at companies that do not need Working Capital funding, they are generally businesses that are not growing, and even worse, declining sales. Accounts Receivable Financing are not needed by these companies because they are entrenched in a grove that they are meeting all their Cash Flow requirements because they are either a cash only business or they have their inflow of Accounts Receivables before their suppliers expect payment.Being fortunate enough to have your payments come in before your payables are due is a very rare situation. Does your company operate that way? Most do not. For everyone that does not fit into that situation should speak to your Commercial Finance Broker to see what Working Capital options are available for you and perhaps Accounts Receivable Financing is the answer for you.
5 Tips For an Outstanding Legal Resume
A resume that succeeds with legal recruiters comes down to 3 main elements: design, structure, and readability. Here are some proven strategies to help get you noticed:1) START WITH A BOLDFACED POSITION TITLELegal recruiters scan hundreds of resumes daily. Prevent confusion by inserting the EXACT TITLE of the position you’re seeking at the very start of your resume. Be sure to also include this title in the first line of your cover letter, if including one.2) SPELL OUT ACRONYMSIn today’s marketplace, the first pair of eyes scanning your resume may very well belong to someone not in the legal professional. Don’t alienate them by cluttering your resume with legal acronyms. Spell them out.3) LIST EDUCATION CREDITS AFTER YOUR WORK HISTORYIf you’ve been out of law school for more than 5 years, list education credits following your work history. Not doing so is shorthand in recruiting circles for a candidate lacking real-world experience.4) EMPHASIZE CAREER TRACKSContinuity of employment is a highly valued asset, and should be stressed wherever possible. List all positions with a particular employer under one heading. If a former employer changed names due to a merger or acquisition, be sure to clarify this.5) BREVITY IS KEYProofread your resume carefully to eliminate unnecessary verbiage and non-pertinent credits. As a general rule, 1 page works best for paralegals and clerks, 2 pages is acceptable for attorneys, and 3 pages is almost always too long.6) OFFER TO SUBMIT AN ADDENDUM OR TRANSACTION SHEET IF NECESSARYMost attorneys with years of experience struggle with presenting it all within the strict confines of a resume. DON’T TRY. Instead, focus on presenting an OVERVIEW of your skills and accomplishments, and include an “Addendum or Transaction Sheet Available Upon Request” line at the very end. This keeps your presentation clean, and builds recruiter interest in calling you in for an interview.
The Impact of Technology on Our Lives: A Comprehensive Look
Technology has become an integral part of our daily lives and has changed the way we live, work, and communicate. From smartphones and laptops to artificial intelligence and the Internet of Things.
The Impact of Technology on Education:
Online Learning and Distance Education
The rise of technology has revolutionized the education sector,Guest Posting making learning more accessible and convenient. Online learning platforms and distance education programs have emerged. As a result, offering students the opportunity to learn from anywhere in the world. This has been particularly beneficial for students in remote or rural areas who previously may not have had access to quality education.
Online learning platforms such as Coursera and Udemy have made it possible for students to take courses from top universities and instructors without ever leaving their homes. Additionally, distance education programs allow students to obtain degrees and certifications without having to attend physical classes. This has made education more flexible and has opened up a world of opportunities for students who were previously unable to pursue their desired career paths.
Technology in the Classroom
Technology has also changed the way classes are conducted in traditional brick-and-mortar schools. The use of laptops, tablets, and interactive whiteboards has made learning more engaging and interactive. Teachers are now able to use multimedia resources, such as videos and animations, to illustrate complex concepts and make learning more interesting.
Moreover, technology has enabled teachers to track students’ progress and provide instant feedback. With the use of educational software and apps, teachers can now monitor students’ performance and adjust their teaching methods to fit their needs. This has led to more personalized learning experiences and has helped students perform better academically.
The Impact of Technology on Healthcare:
Telemedicine and Remote Monitoring
The healthcare industry has greatly benefited from advancements in technology. Telemedicine and remote monitoring have made it possible for patients to receive medical care from the comfort of their own homes. This has been particularly useful for individuals with mobility issues or for those who live in remote areas.
Telemedicine involves the use of videoconferencing and other digital technologies to provide medical consultations, diagnoses, and treatments. This has made healthcare more accessible and has reduced the need for patients to travel to medical facilities. Remote monitoring, on the other hand, involves the use of wearable devices and other technologies to monitor patients’ health remotely. This has made it possible for healthcare providers to keep track of patient’s progress and provide timely interventions when necessary.
Artificial Intelligence in Healthcare
Artificial intelligence (AI) is also making a significant impact in the healthcare industry. AI-powered technologies, such as computer vision and natural language processing, are being used to improve the accuracy of diagnoses and to develop personalized treatment plans. AI is also being used to analyze large amounts of medical data to identify patterns and trends that can help improve patient outcomes.
Moreover, AI is being used to develop new drugs and treatments. For instance, AI-powered systems are being used to identify new targets for drug development and to speed up the drug discovery process. This has the potential to revolutionize the way we approach healthcare and could lead to new and more effective treatments for a wide range of medical conditions.
The Impact of Technology on Entertainment:
Streaming Services and Online Gaming
Technology has changed the way we consume entertainment, making it more accessible and convenient. Streaming services, such as Netflix and Hulu, have made it possible for people to watch their favorite movies and TV shows anytime, anywhere. The rise of online gaming has also changed the way people spend their leisure time, offering them a wide range of games to choose from and providing a platform for socializing with others.
Streaming services have made it easier for people to find and watch content that interests them and has also led to the creation of new and innovative content. Online gaming has not only provided a source of entertainment but has also become a competitive sport, with professional gamers and gaming tournaments becoming increasingly popular.
Virtual Reality and Augmented Reality
Virtual Reality (VR) and Augmented Reality (AR) are two technologies that are changing the face of entertainment. VR offers users a fully immersive experience, allowing them to interact with digital environments and objects as if they were real. AR, on the other hand, adds digital elements to the real world, creating a hybrid experience.
Both VR and AR are being used in a variety of entertainment applications, such as gaming, movies, and theme parks. For instance, VR has been used to create immersive gaming experiences, while AR has been used to create interactive experiences in theme parks. Both technologies have the potential to revolutionize the entertainment industry and offer new and exciting ways for people to experience and interact with digital content.
The Impact of Technology on Employment:
Automation and Job Losses
While technology has created new job opportunities in fields such as software development and data analysis, it has also led to job losses in certain industries. Automation, in particular, has led to the loss of jobs in manufacturing and other manual labor industries.
However, it’s important to note that automation has also led to increased efficiency and productivity in many industries. For instance, automated systems can perform tasks faster and more accurately than humans, freeing up workers to focus on more complex tasks. Additionally, automation has also led to the creation of new job opportunities in fields such as robotics and artificial intelligence.
Remote Work and the Gig Economy
The rise of technology has also led to a shift in the way people work, with remote work becoming increasingly common. This has been made possible by advancements in communication technologies, such as videoconferencing and collaboration software. Remote work has made it possible for people to work from anywhere in the world and has led to a more flexible and diverse workforce.
The gig economy has also emerged as a result of technology, with platforms such as Uber and TaskRabbit connecting workers with short-term and flexible job opportunities. This has provided a new source of income for many people and has allowed them to work on their own terms. However, it has also raised concerns about job security and the future of work.