Online Education Graduate Degree

Statistics from the U.S. Census Bureau reveal that a person who holds a graduate or master’s degree can expect to earn about $55,000 per year. People holding a bachelor’s degree can expect to earn around $46,000 per year. The average benefit for holding a graduate degree can raise a person’s income about $225,000 over a period of 25 years. This rate of return clearly shows that it is a solid investment to pursue a online graduate degree. Online education graduate degrees enable busy adults to attain a higher education while still maintaining employment to earn a living.Requirements to Pursue an Online Education Graduate Degree – To earn a graduate degree online, students need to be well-organized self starters who can manage their time and review course material independently. Online students also need full access to a computer with a 56 kbps modem or better, with Internet service and virus protection. Students attending school online should be able to use email and basic Internet functions to communicate with professors and take online exams. Online education graduate degree programs are delivered in a web-based format that is available 24 hours a day for the convenience of working students seeking success.Validity of Online Education. In the 1994 study of R. Clark, and in the Pew Learning and Technology Study ‘Innovations in Online Learning’ by Carol Twigg in 2001, they concluded that if the online course was designed with the same rigor as one taught in a face-to-face environment, the outcome is likely to be equivalent. Further, the standards for undergraduate education are defined by the Seven Principles developed by Chickering & Gamson (1991). These seven principles were updated to show how to implement these ideals in online education (Chickering & Ehrmann; Graham, et al. 2001). In 2002, the Ohio Learning Task Force issued a report that recommended principles derived from Chickering & Gamson were to be used to design, approve, assess and review all courses, whether in person, or online, or a blend of both. The Seven Principles a) encourage contact between students and faculty; b) encourage active learning; c) encourage cooperation between students; d) give feedback promptly; e) communicates high expectations; f) emphasizes time on task; and g) respects diverse ways of learning and talents. Therefore, online education graduate degrees follow the same criteria as those earned at a physical college campus, so they are equally viable.Cost of Online Education. Getting an online education graduate degree can be more affordable than attending a physical college campus because there are no costs for transportation or housing. In 2004, an online resource site took a sample size of 120 online master’s degree programs and found that the cost for education could range from $2,760 to $110,000 for an accredited degree. However, graduate degree students can explore several options for tuition assistance, including:Tuition Reimbursement. The National Center for Education Statistics found that almost 20 percent of all graduate students receive aid from their employers. Potential online education graduate degree students should consult with the human resources director of their company about tuition reimbursement programs and company scholarships they may qualify for.Labor Unions. Over 60 labor unions, through 38,000 national chapters, offer $4 million dollars in educational financial aid. If a student belongs to a union, the web site at http://www.aflcio.org can offer leads to Union-Sponsored Scholarships and Financial Aid.Financial Aid. There is even state and government financial aid available for certain distance learning programs. The free government aid directory at http://www.ed.gov/programs can help students locate resource centers in their state and offer information about financial assistance to pay for college.Loans. There are government-backed Stafford student loans that typically carry the lowest interest rate. For example, the interest rate for a Stafford education loan in 2003 was only 3.42 percent. Students seeking Stafford loans should consult the free annual publication, the Student Guide to Financial Aid. Private student loans are also offered through finance companies such as KeyBank or Citibank, but they usually charge higher interest rates and require students to pass a credit check.Tax benefits. There are also significant tax benefits available to online education graduate degree program students. Interest on student loans may be tax deductible during the first 60 months of the period to pay them back. Eligibility for this tax benefit can be determined by checking the IRS Publication 970: Tax Credits for Higher Education. Further, under the Lifetime Learning Credit, students may be eligible to deduct up to 20 percent of the first $10,000 of graduate tuition from federal taxes. Also, some or all tuition expenses may be deducted if an employer requires additional education to maintain the student’s current professional status. Students can review IRS Publication 970 for guidelines, or consult with an accountant to see what portion of tuition for college can be deducted from their taxes.When a potential student considers the ease of earning an online education graduate degree, along with the improved financial status as a result of attaining this degree, it is clearly a wise decision to pursue virtual learning.

How to Choose a Good Newsletter Name

The name you choose for your newsletter has a big effect on your readership. Learn how to choose a good newsletter name…

Good newsletter names are usually 2-4 words. If shorter,Guest Posting they can’t explain what your newsletter is about, and if longer, they will be hard to remember.

When choosing a name for your newsletter, make sure its abbreviation is suitable. For example if it’s “CNN”, you should look for another name because it will confuse your readers.

A good name also describes what your newsletter is about. For example “Affiliate Marketing Insider Tips” is a good name, but “Zapping Tides” is not.

Some people use “the” at the beginning of titles or “newsletter” at the end – like “The Affiliate Marketing Insider Tips Newsletter.” But both of these words are unnecessary and just make your title too long and more difficult to remember.

Depending on your newsletter topic and audience, your name can be serious or playful. If you want to choose a playful title, putting an “O” at the end of it makes it funny. An example of such names could be “The Great Gordino” which comes from the publisher’s name – Gordon Bryan.

You can browse ezine directories to find many good newsletter names about different topics. You will get many creative ideas from other people’s newsletter titles. They have spent a lot of time and effort finding a good name and you can save time by learning from them.

How industrial heat exchangers work

This article gives you information about Different types of heat exchangers and how industrial heat exchangers work

In order for an industry to function correctly,Guest Posting many things must be thought of, above all to have a good temperature despite the large size of the building and to have machinery work correctly, constantly and without sudden blocks. In some industries it is essential to install industrial heat exchangers, devices that allow for an exchange of thermal energy between two fluids of different temperatures. These devices are used in large industries where there is a need to maintain a fixed temperature in some areas or to change the state of a fluid, for example making it go from liquid to gaseous.

Depending on the type of industry, the right model must be chosen to ensure maximum efficiency in the processes. The factors of choice can be: the material with which the appliance is built, the ease of use, the seal (in case of working with toxic fluids), the maintenance costs (which can also be very high), the reliability and safety. But how exactly do heat exchangers work and what are the most common models you can find in the market?

What is a heat exchanger
Not all industries need a heat exchanger, but only those that have to carry out specific production processes, such as: pasteurization, sterilization, a change of state such as crystallization, evaporation or condensation, or cooling or heating of fluid currents. From this it can be deduced that these appliances are indispensable in the food or chemical and petrochemical industries, where the production environments must have a high level of safety. The most common industrial heat exchangers are those with plates, shell and tube or finned coils.

The choice varies from the type of production to be performed, the size of the industrial plant and the safety standards to be respected. A major distinction that must be made is between water/air exchangers and air/air exchangers, because they have differences in price, functioning and methods of use.

Water/air exchangers
The water/air exchangers for industrial use are able to cool/heat an environment in a very short time. They are chosen in very large buildings instead of air conditioners because they offer great savings in terms of energy and money. Usually, industries choose these heat exchangers if the air inside the plants is oily or full of dust, since they prevent humidity from entering the electrical panel. A water/air exchanger can only be installed if the temperature outside the system is higher than the inside.

Air/air exchangers
The air/air exchangers for industrial use are usually installed when the external temperature of the system is lower than the internal one. These appliances are perfect for systems or very small rooms, since they have a lower cooling capacity than water/air exchangers, however they also require less maintenance.

Different types of heat exchangers
On the market you can find different types of heat exchangers, made with different solutions based on your needs, which can be different based on the type of industry.

The simplest and most standard heat exchanger is the double tube one, which is made up of 2 concentric tubes of different diameters: the first fluid flows in the smaller diameter tube while the second fluid flows in the annular duct between the two tubes. The flows can be of two types: equi-current (when the fluids travel in the same direction) or counter-current (when the fluids travel in opposite directions).

The tube and shell heat exchanger is the most used model in industrial applications. This type of exchanger is characteristic for the large number of tubes that make it up (there can be even hundreds of tubes) and a cylindrical shell that contains them.

The plate heat exchanger is made up of metal plates with holes that allow the fluids to pass through small ducts. Its peculiarity lies in the sides of the plate, which come into contact with hot and cold fluids alternately.

The regenerative exchanger allows the alternating passage between the hot fluid and the cold fluid, as occurs in the plate exchanger. However, there is a difference between static and dynamic. The static regenerative heat exchanger has a large thermal capacity and a porous structure, characterized by a mesh of ceramic material wires. The dynamic regenerative exchanger, on the other hand, allows a continuous flow of hot and cold fluids and consists of a rotating drum, which comes into contact during rotation with both fluids alternately and works as a useful tool for storing thermal energy.

All these heat exchangers can be very efficient, but over time things can change due to an accumulation of materials of various kinds in the walls, which create resistance during the heat exchange process, thus reducing their efficiency. However, this may also not happen if adequate periodic maintenance is carried out, as the appliances must always be cleaned and checked by expert hands to be considered safe and efficient over the years.